It is not unusual nowadays that a patient may want to see a specific medical specialist who unfortunately does NOT participate with their health insurance plan . This doctor is what is known in insurance parlance as a "non-par provider." In this situation, there are two options. 1) The patient pays the medical bill (self-pay) and forwards the receipt to the insurance company who hopefully will reimburse the patient. 2) The patient can request a "Letter of Medical Necessi…
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